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Become a RELP ​Agent Today

A RELP (Real Estate & Lending Professional) is an actively licensed Realtor who also becomes licensed as a Mortgage Loan Originator (MLO). RELPs act as a referral-based junior loan officer while continuing to represent buyers and sellers — earning compensation for both roles on the same deal.

Start Your Easy Mortgage Process Today

RELP Program
​ (Real Estate & Lending Professional)

Program Mission

To empower licensed real estate agents to increase their income potential by becoming dual-licensed as Mortgage Loan Originators — giving clients a one-stop experience while earning income from both the real estate and lending sides of the transaction.
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​A RELP (Real Estate & Lending Professional) is an actively licensed Realtor who also becomes licensed as a Mortgage Loan Originator (MLO). RELPs act as a referral-based junior loan officer while continuing to represent buyers and sellers — earning compensation for both roles on the same deal.
​
​What We Provide: 
​1. NMLS Sponsorship
2. ​We cover 100% of your MLO education and licensing fees (conditions apply)
​3. MentorshipYou’ll be assigned a Loan Buddy Mentor to help structure your first few files and guide you through the process.
​4. Commission for RELP: up to 50 Bps (0.50%) of the loan amount
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​Commission Example:
​Loan Amount: $1,500,000
​RELP: $7,500 (50 Bps)
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​Real Estate Side:​
​To unify both income streams, you’ll move your real estate license to Equitable Mortgage & Realty Inc. We match your current real estate commission split — just submit a copy of your existing contract.
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Requirements to  Join: 

1. Active real estate license (California or approved states)
​2. Willingness to move realty license under Equitable
​3. Commitment to complete MLO licensing within 30–45 days
​4. Pass background check and MLO exam
​5. Complete Sign Equitable's "RELP " Agreement 

RELP Program Benefits

Benefits of becoming a dually licensed Real Estate Agent & Loan Officer with our Real Estate Lending Professional CommissionStack Program 

    1. Earn up to 2 paychecks from one client
    ​2. ​Maximize income from your existing book of business
    ​3. ​Work remotely, part-time, on your schedule ​
    ​4. No processing or underwriting — we handle all backend loan operations ​
    ​5. Access to FHA, VA, DSCR, Reverse Mortgages, Non-QM, Bank Statement, P&L, and more ​
    ​6. Help your clients who Purchased Property now Refinance

Next Steps to become a RELP Agent

Experience hassle-free mortgage solutions with Equitable Lending

1

Submit Your Current Real Estate Agent Contract

Submit your current real estate contract for split matching

2

Execute your Equitable "RELP" Agreement

Sign your RELP Agreement, move your Realty License to us.

3

Enroll & Pass your Sponsored NMLS Exam

Enroll in the sponsored NMLS course & Pass your licensing exam.

4

Start Closing Deals

Start referring clients and collecting both sides of the transaction.

Who is Equitable Lending?

Equitable Lending is a division/dba of Equitable Mortgage & Realty Inc .
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​Equitable Lending is a Direct & Digital Mortgage Lender specializing in a variety of loan options including Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans, and HELOCs.
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​We strive to make the mortgage process accessible and transparent, ensuring that our clients can achieve their financial goals easily and effectively.

Personalized Guidance

Our team provides tailored advice and support to meet your unique financial needs throughout the mortgage process.

Expert Knowledge

Equipped with extensive mortgage expertise, our team navigates complex financial situations, offering innovative solutions for every client.

Customer-First Approach

We prioritize our clients' satisfaction by maintaining consistent communication and proactive support during the entire process.