Access Your Equity. On Your Terms.
What is a HELOC?
A HELOC is a flexible, revolving line of credit that allows you to tap into your home’s equity—when you need it, how you need it. Whether you're remodeling your home, consolidating debt, covering education expenses, or planning for unexpected costs, a HELOC can give you financial breathing room without refinancing your current mortgage.
✅ Borrow only what you need
✅ Interest-only payment options
✅ Typically lower rates than credit cards or personal loans
✅ Access funds over a draw period (usually 10 years)
✅ Great for recurring or variable expenses
With a HELOC, you’re in control—borrow, repay, and reuse as needed, all backed by the value of your home.
Not sure if a HELOC or a Second Mortgage is right for you? Our team will guide you through your options to find the best fit for your goals.
Ready to simplify your mortgage journey? Explore options like Mortgage Purchase Loans, Refinance Loans, and more!
"Equitable Lending made the process of securing a loan for my new home straightforward and stress-free. Their team was knowledgeable and genuinely cared about my needs. I couldn't be happier!"
"I was pleasantly surprised by how easy Equitable Lending made refinancing my mortgage. They provided clear guidance and great support throughout the entire process."
"If you're looking for fast and reliable lending services, Equitable Lending is the way to go! They helped me understand every part of the process. Thank you for making it easy!"