Direct Mortgage Lender specializing in Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans, and HELOC's. We offer a variety of loans to help make your financing easier and more accessible.
Mortgages Made EasyConventional Loans – Smart, Flexible Financing with Equitable Lending
Conventional loans are one of the most popular and widely used home financing options in the U.S. Unlike government-backed loans (such as FHA or VA), conventional loans are offered through private lenders and follow guidelines set by Fannie Mae and Freddie Mac.
At Equitable Lending, we offer highly competitive rates, flexible down payment options, and expert guidance to help you find the right loan for your situation.
A conventional loan is a mortgage that’s not insured by a government agency. These loans often come with better terms for borrowers with strong credit, steady income, and a solid financial history. They’re available in both fixed-rate and adjustable-rate options, and they can be used for primary residences, second homes, or investment properties.
Conventional loans are ideal for:
Buyers with good to excellent credit (typically 620 or higher)
Those who can make a 3% to 20%+ down payment
Homeowners looking to refinance for a better rate or cash-out
Borrowers who want to avoid mortgage insurance (with 20% down or more)
We go beyond just quoting a rate. At Equitable Lending, we take the time to understand your goals, walk you through your options, and deliver a custom loan strategy that fits your budget and timeline.
We’re very competitive on pricing and offer fast, responsive service from application to closing.
Whether you're a first-time buyer, a seasoned homeowner, or someone looking to refinance, our team is here to help you make a smart move.
📞 Phone: 1 (877) 885-0111
📧 Email: info@equitableusa.com
Reach out today and experience the Equitable difference.
With a focus on personalized service and practical solutions, we empower you to navigate the mortgage landscape with confidence and ease.
At Equitable Lending, we specialize in a variety of mortgage options including Conventional Loans, designed to offer flexibility and attractive terms for all types of borrowers. Whether you're purchasing your first home, refinancing, or investing in real estate, we have the right solution for you.
Enjoy the benefits of no property type restrictions and the possibility of accessing financing for primary residences, vacation homes, and investment properties. Our team is dedicated to making the application process seamless and straightforward, empowering you with confidence every step of the way.
Learn MoreFinance your primary home, vacation property, or investment without limitations.
Secure lower interest rates and higher limits tailored to qualified borrowers.
Potentially eliminate PMI on larger loans and save on your monthly payments.
First-Time Homeowners seeking straightforward solutions and guidance for Mortgage Purchase Loans.
Investors and property developers looking for Fix-and-Flip Mortgages and DSCR financing options.
Individuals in need of specialized loans such as Interest-Only Mortgages or No Tax Return Mortgages.
Clients considering refinancing to achieve lower payments or access equity through tailored loan programs.
Veterans seeking to qualify for VA Loans and FHA financing to fulfill their homeownership aspirations.
Those in search of jumbo loan solutions for high-value properties with competitive terms and conditions.
Homeowners interested in reverse mortgages to secure financial freedom during retirement.
Clients brining competitor offers who are seeking better terms and expert assistance from a trusted lender.
Explore our extensive range of loan options including Mortgage Purchase Loans, Refinance Loans, and more.
Choose from HELOCs, Non-QM Loans, and conventional choices that fit your lifestyle.
Stay ahead with the latest lending technologies and personalized service to make your borrowing experience seamless.
Let us simplify your mortgage process with expert guidance every step of the way.