At Equitable Lending, we specialize in offering tailored mortgage solutions, including Purchase Loans, Refinance Loans, Reverse Mortgages, and more. Let us simplify your lending experience!
Unlock More Buying Power with a Jumbo Loan
At Equitable Lending, we believe in making high-value homeownership possible — responsibly and fairly. That’s why we offer jumbo loans: specialized mortgage solutions for buyers needing loan amounts that exceed conventional limits.
A jumbo loan is a type of mortgage used to finance properties that are too expensive for a conventional conforming loan. In most areas, the limit is set by the Federal Housing Finance Agency (FHFA); if your home loan exceeds this amount (typically over $766,550 in 2024), you’ll need a jumbo loan.
Jumbo loans are ideal for:
Buyers in high-cost markets
Professionals upgrading to luxury homes
Real estate investors expanding their portfolio
Individuals with strong income and credit profiles
Loan amounts above conventional limits
Fixed and adjustable-rate options
Competitive interest rates
Financing available for primary homes, vacation properties, and investment properties
Transparent underwriting: We ensure clarity and fairness at every stage.
Personalized guidance: Work one-on-one with a dedicated loan specialist.
Flexible qualification options: We assess the full picture of your financial health.
Fast, efficient process: Streamlined approval designed to get you home faster.
To qualify for a jumbo loan, lenders typically look for:
A higher credit score (typically 680+)
Strong income and assets
A low debt-to-income (DTI) ratio
A larger down payment (often 10–20%)
We work with you to navigate these requirements while keeping your long-term financial goals in focus.
Join our community of satisfied homeowners who have trusted us to help realize their property aspirations and financial dreams.
Get competitive rates on our diverse mortgage purchase options.
Explore our easy refinancing options tailored to your needs.
Unlock the equity in your home with our reverse mortgage options.
Select from a range of loans including HELOCs, Jumbo, and Non-QM loans.
Getting started is simple! Visit our website to fill out a consultation form, and one of our mortgage specialists will contact you to discuss your needs and how our solutions can benefit you.
Equitable Lending specializes in a range of mortgage products, including Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans, and HELOC's, as well as FHA, VA, Jumbo, and Non-QM Loans.
Yes, certain types of loans may offer financial incentives, and our team can guide you through the options available to maximize your savings.
Once you decide to apply, our team will assist you in gathering the required documentation, and help you navigate through the application and approval processes.
After your application is approved, you will receive access to our online portal where you can track the status of your mortgage, make payments, and receive updates from our team.
If you encounter any issues, our customer service team is here to help! You can reach out through our website or give us a call, and we will arrange for prompt support.
Yes! As your financial needs change, we can work with you to expand your mortgage options, including additional loans or refinancing solutions.
We offer robust support and consultation for our mortgage products, helping you understand the terms and conditions that apply to each loan.
Eager to step into the world of sustainable mortgage solutions?