At Equitable Lending, we specialize in various mortgage solutions including Mortgage Purchase Loans, Refinance Loans, and Reverse Mortgages. Our dedicated team is here to assist First Time Home Owners, Investors, and offer exceptional rates on Non-QM Loans.
Flexible Financing Built for Real Estate Professionals
At Equitable Lending, we specialize in creative and alternative loan programs tailored to meet the unique needs of real estate investors, developers, and builders. Whether you're buying, building, flipping, or refinancing, we offer access to funding that works around your investment strategy—not the other way around.
Designed for rental property investors, DSCR loans qualify you based on the property's cash flow—not your personal income.
✅ No tax returns or pay stubs needed
✅ Approval based on property income covering debt (typically DSCR ≥ 1.0)
✅ Perfect for long-term rentals, Airbnb, VRBO, or multi-unit properties
✅ Options with interest-only payments and 30-year terms
Short-term financing for investors purchasing and rehabbing distressed or undervalued properties.
✅ Fast closings and minimal documentation
✅ Funding for purchase + renovation costs
✅ Interest-only payments during the rehab period
✅ Great for quick resale strategies
Interim financing to cover the gap between buying one property and selling another.
✅ Fast access to capital
✅ Short-term flexibility
✅ Ideal for investors needing to act quickly in competitive markets
Build from the ground up or take on major development projects with our flexible construction financing.
✅ Custom options for residential or mixed-use projects
✅ Staged funding draws based on construction milestones
✅ Available for builders, developers, and owner-builders
Tailored financing for large-scale residential or commercial development.
✅ Flexible structuring based on project scope
✅ Land acquisition, horizontal development, vertical construction
✅ Work with experienced underwriters who understand development timelines
Other Options Available:
📄 Bank Statement Loans
💼 P&L Only Programs
💰 Interest-Only Payment Options
📋 VOE-Only Programs (great for cash tip earners)
🏢 Non-Warrantable Condos & Properties in Litigation
Whether you're a seasoned developer or a first-time investor, Equitable Lending is your trusted partner for scalable, smart financing.
Secure your new dream home with our Mortgage Purchase Loans.
Lower your monthly payments with our Refinance Loans.
Unlock the value of your home with our Reverse Mortgages.
Explore financing options designed for investors with our Investor Loans.
Tailored funding for property renovations and resale. Ideal for investors focusing on home improvement projects with fast turnaround requirements.
Flexible loans designed for building new properties or major renovations. Perfect for investors aiming to create custom projects in growing markets.
Financing options for real estate development projects, including land acquisition and property improvements to maximize your investment potential.
Debt-Service Coverage Ratio (DSCR) loans for experienced investors. Leverage your property's cash flow to secure funding for expansion.
Streamline Your Mortgage
As a direct mortgage lender, we specialize in a range of mortgage options designed for your needs, whether you're a first-time homebuyer or seasoned investor. Experience our commitment to making mortgages easy.
Reduce Your Monthly Payments
Our refinancing solutions can help you lower your monthly mortgage payments, providing substantial savings over time.
Learn how to refinance
Enhance Property Value
Securing a mortgage with us can significantly enhance your property's value, making it appealing to future buyers or investors.
Discover investor benefits
Long-term Financial Benefits
Choose from a variety of loan types to enjoy ongoing savings for years, ensuring a strong return on your investment.
Explore all loan options
Getting started is easy! Visit our website to fill out a consultation form, and one of our mortgage specialists will reach out to discuss your needs and how our solutions can benefit you.
Equitable Lending specializes in a variety of loan products including Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans and HELOCs, and more.
Yes, we have specialized programs designed to assist first-time home buyers with their mortgages. Our team will guide you through the options to find the perfect fit for you.
After you decide to apply, we will guide you through the documentation requirements and help you fill out the application, ensuring that the process is smooth and efficient.
Once your application is submitted, you will receive access to our online portal where you can track your application status in real-time and stay informed throughout the process.
If you have questions, our customer service team is here to help! You can reach out through our website or give us a call at (877) 885-0111, and we will provide prompt assistance.
Yes! We can assist you with consolidating your loans in the future when your circumstances change. Our team is here to help you navigate the options.
We pride ourselves on exceptional customer service at Equitable Lending. You can contact us via our email Support@EquitableUSA.com, or by phone at (877) 885-0111 for assistance.
Discover how we can simplify your mortgage journey with a variety of loan options tailored just for you.