At Equitable Lending, we are your Direct Mortgage Lender specializing in Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans, and HELOCs. We can assist with various loan types including FHA Loans, VA Loans, Jumbo Loans, and many others tailored to your needs.
The roots of what is today Equitable Lending began in 2006, when Steven Khanian entered the mortgage industry. In 2009, after the housing crash, Steven launched his own team with a clear vision—helping people rebuild their financial futures. As the team quickly expanded across 13 different offices, his brother, Saman (Sam) Khanian, joined to help manage the growing operation.
With a background in medicine and physical therapy, Sam brought a fresh, client-centered perspective to the business. His deep commitment to service, analytical skills, and leadership helped shape the company’s values of precision, transparency, and care—qualities that continue to define Equitable Lending today.
In 2014, Sam formally established Equitable Lending as a corporation. Under his leadership, the company has evolved from a successful mortgage brokerage into a direct lender offering flexible, innovative mortgage solutions across the United States.
Today, Equitable Lending is proud to offer a full spectrum of mortgage options, including purchase loans, refinance loans, second mortgages, HELOCs, reverse mortgages, and specialized programs for investors, self-employed individuals, and more. Whether you're a first-time homebuyer, a seasoned investor, or someone looking to refinance or remodel, we’re here to simplify the process and help you achieve your goals with competitive products and outstanding service.
Saman Khanian – Chief Executive Officer
Steven Khanian - Founder - Now Independent Consultant
David Rodriguez – Chief Operating Officer
Rayan Shaolian – Vice President of Sales
Leslie Marino – Assistant Vice President of Operations
Caroline Cover – Lead Mortgage Processor
Russel Eaton – Qualified Individual & Post Closer
Adrian Garcia – Loan Processor
Robert Ceroke – Loan Processor
Jacqueline Gallardo – Loan Officer Assistant
At Equitable Lending, our mission is simple: to provide smart, stress-free solutions for your mortgage needs. Whether you're purchasing your first home, investing in property, or refinancing, we’re committed to offering personalized guidance and helping you navigate the mortgage process with transparency and confidence.
Equitable Lending – A Smarter Way to Homeownership.
Choose from a wide range of loan options tailored to your needs.
Flexible options to meet your specific financial goals.
Knowledgeable staff to help you navigate your mortgage options.
Bring your lender offer to us and we'll likely beat it!
Tailored financing options for first-time home buyers and seasoned investors alike.
We'll match or beat any lender's offer to ensure you get the best deal possible.
We specialize in mortgages that cater to your local housing market needs.
Our team is here to guide you through every step of the mortgage process.
Explore various loan types including FHA, VA, Conventional, and Non-QM loans.
Experience a seamless application process designed for your convenience.
We are a Direct Mortgage Lender specializing in Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans and HELOCs.
We offer: FHA, VA, Conventional, Non-QM, Jumbo Loans, Interest Only Loans, and No Tax Return Mortgages,
Equitable Lending Offers Wholesale and Retail Mortgage Lending.
Serving: First Time Home Owners, Investors, Fix & Flippers, while also assisting with Construction Loans, Development and Developer Loans along with DSCR also known as No Income Loan using Debt Service Coverage Ratios to qualify.
Bring any other Lenders Offer to us and we'll likely BEAT It!