At Equitable Lending, we specialize in a variety of mortgage solutions, including Purchase Loans, Refinance Loans, and Reverse Mortgages. Our expert team is here to assist first-time homebuyers, investors, and individuals seeking tailored lending options.
Lower Payments, Greater Flexibility
An Interest-Only Loan gives you the option to pay only the interest on your mortgage for a set period—usually 5 to 10 years—before principal payments begin. This can significantly lower your monthly payments upfront and provide greater cash flow flexibility.
✅ Lower initial monthly payments
✅ Increased cash flow during the interest-only period
✅ Ideal for borrowers with variable income or short-term plans
✅ Can be paired with investment strategies or property flips
These loans are a smart option for certain borrowers, including self-employed individuals, investors, or those expecting higher future income. They're also commonly used in Non-QM, jumbo, or investment property scenarios.
Important: After the interest-only period ends, your payments will increase as you begin to pay down the principal. It’s important to plan ahead and make sure this structure aligns with your financial goals.
Want to know if an interest-only loan is right for you?
Call us at (877) 885-0111 or email support@equitableusa.com to explore your options.
Direct mortgages with easy qualification and competitive rates.
Options to lower your monthly payments or access home equity.
Get cash from your home’s equity while retaining ownership.
Access funds for investments with our flexible loans.
Government-backed options for first-time homebuyers.
Customized loans for income-generating properties.
Loans designed for self-employed individuals using bank statements.
Leverage your profit & loss statements for mortgage access.
Competitive rates for both wholesale and retail lending.
“Equitable Lending made my mortgage process seamless and stress-free!”
“Equitable Lending has changed the way I view home financing. Highly recommend!”
“Equitable Lending has been a game changer for my investment strategy.”
Getting started is simple! Visit our website to fill out a consultation form, and one of our mortgage specialists will contact you to discuss your needs and how our lending solutions can benefit you.
Equitable Lending specializes in a variety of mortgage options, including Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans and HELOCs, and many more tailored towards the needs of first-time homeowners and investors.
Yes, various programs are available to assist borrowers. Our team can guide you through options such as FHA loans, VA loans, and other financial incentives to ensure you make the most of available benefits.
Once you decide to apply, our team will walk you through the necessary steps. This includes filling out the application, providing documentation, and waiting for an approval process that we streamline to make it quick and efficient.
After your application is submitted, you will receive updates about your loan status via our online platform or through direct communication with your loan officer.
If you encounter any issues, our customer service team is on call to assist! You can reach out through our Contact Us page or call us at (877) 885-0111 for prompt support.
Yes! As your financial needs change or grow, we can help you explore options for additional financing or expand existing loans, whether through new products or modifications.
We provide transparent information on our loan terms and conditions, including details about interest rates, fees, and repayment plans. For complete warranty details, please consult our Terms & Conditions.