Mortgage Purchase Loans Made Easy

Looking to buy a home? We offer flexible purchase loan options with competitive rates to help you secure your dream home. Let us make the process simple and stress-free.

Explore Loan Options
Introduction to Mortgage Purchase Loans


Ready to buy your dream home? At Equitable Lending, we offer a variety of purchase loan options to help make homeownership a reality. Whether you're a first-time buyer or looking to upgrade, our team is here to guide you through the process with:

  • + Competitive interest rates

  • + Flexible loan programs to suit your needs, including 15-year, 20-year, 30-year, and 40-year mortgages

  • + Interest-only options for more cash flow flexibility

  • + Personalized advice to find the right loan for your budget

+ First-Time Homebuyers


​For
first-time buyers, we make the process even easier. With as little as 3.5% down and FICO scores as low as 500, you can qualify for a loan — and in some cases, no tax returns are needed!

​We
can also help connect you with down payment assistance grants to reduce your upfront costs. While many lenders prefer 20% down, we offer more flexible solutions to help you get into your new home sooner.


​Investor
Loans & Specialty Financing


​Looking
to invest in real estate? We offer a variety of loans designed for investors:


  • ​+ DSCR
    Loans
    (Debt Service Coverage Ratio) — perfect for rental property owners

  • + Fix & Flip Loansquick financing for renovation projects

  • + Construction Loansbuild your dream home or investment property

  • + Loans to Remodelfinance your home upgrades and renovations


​No
matter your project, we have flexible options to help you succeed.

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Loan Options

Explore Our Loan Options

Why Choose Equitable Lending?

Mortgages Made Easy

Personalized Mortgage Solutions

We offer customized mortgage solutions tailored to your unique financial goals, including Mortgage Purchase Loans, Refinance Loans, and more.

Competitive Loan Rates

Bring us any lender’s offer, and we’ll likely beat it when you consider our Loan Options and terms.

Diverse Financing Options

From FHA and VA Loans to Reverse Mortgages, we have comprehensive solutions for every need.

Fast & Efficient Service

Our quick and efficient process ensures faster approvals, allowing you to focus on finding your dream home.

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What Our Clients Think

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Equitable Lending has been a great company to work with! All the personnel have been a joy and made the process so easy. I look forward to working with them soon!
MICHEL EDMONDS

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Rajesh at Equitable Lending has a special ability to deal with the most challenging issues in the whole refinancing world and he will always deliver what he promises-one way or another he will get you your mortgage even in the face of more difficult and uncertain twists and turns in the market.
I recommend Equitable Lending and Rajesh Bhavnani as you are buying peace of mind upfront. Thank you Rajesh. I will be back very soon. You are amazing.
JENNETTE JEFFERSON

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Very professional staff. It was a pleasure working with Harvey and Caroline. They were kind, patient and quite knowledgeable.
The team was readily available to answer all of my questions. I would recommend Equitable Lending to anyone in need of financial services.
CHERYL THOMAS

Frequently Asked Questions

How can I get started with loans from Equitable Lending?

What types of mortgage products do you offer?

Are there any government incentives available for mortgages?

What is the mortgage application process like?

How can I track my mortgage status?

What if I have issues with my mortgage?

Can I expand my mortgage later?

What is the warranty on your loan products?

Contact Us
Get in touch with Equitable Lending to unlock tailored mortgage solutions that meet your unique needs. Whether you're looking to purchase a home, refinance, or explore other financing options, our team is ready to assist you.
(877) 885-0111
Support@EquitableUSA.com
2824 South Robertson Boulevard Los Angeles, CA 90034
Available Daily: 9am - 5pm