Looking to buy a home? We offer flexible purchase loan options with competitive rates to help you secure your dream home. Let us make the process simple and stress-free.
Ready to buy your dream home? At Equitable Lending, we offer a variety of purchase loan options to help make homeownership a reality. Whether you're a first-time buyer or looking to upgrade, our team is here to guide you through the process with:
+ Competitive interest rates
+ Flexible loan programs to suit your needs, including 15-year, 20-year, 30-year, and 40-year mortgages
+ Interest-only options for more cash flow flexibility
+ Personalized advice to find the right loan for your budget
For first-time buyers, we make the process even easier. With as little as 3.5% down and FICO scores as low as 500, you can qualify for a loan — and in some cases, no tax returns are needed!
We can also help connect you with down payment assistance grants to reduce your upfront costs. While many lenders prefer 20% down, we offer more flexible solutions to help you get into your new home sooner.
Looking to invest in real estate? We offer a variety of loans designed for investors:
+ DSCR Loans (Debt Service Coverage Ratio) — perfect for rental property owners
+ Fix & Flip Loans — quick financing for renovation projects
+ Construction Loans — build your dream home or investment property
+ Loans to Remodel — finance your home upgrades and renovations
No matter your project, we have flexible options to help you succeed.
FHA loans are designed for first-time homebuyers or those with lower credit scores, offering down payment flexibility and competitive interest rates.
VA loans are geared toward veterans, active service members, and eligible spouses, offering no down payment options and favorable terms.
Conventional loans, not backed or insured by government programs, offer competitive rates for buyers with strong credit histories.
Jumbo loans are for high-value property purchases that exceed conventional loan limits, offering tailored financing solutions.
We offer customized mortgage solutions tailored to your unique financial goals, including Mortgage Purchase Loans, Refinance Loans, and more.
Bring us any lender’s offer, and we’ll likely beat it when you consider our Loan Options and terms.
From FHA and VA Loans to Reverse Mortgages, we have comprehensive solutions for every need.
Our quick and efficient process ensures faster approvals, allowing you to focus on finding your dream home.
Getting started is simple! Visit our website to fill out a consultation form, and one of our mortgage specialists will contact you to discuss your needs and how our solutions can benefit you.
Equitable Lending specializes in a variety of mortgage solutions including Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, 2nd Loans, and HELOCs tailored for both first-time home buyers and seasoned investors.
Yes, there are various government programs that may offer incentives for certain types of mortgages. Our team can guide you through the available options to ensure you make the most informed decision.
Once you decide to move forward, our team will schedule a consultation to go over your financial situation. After that, we will assist you with the application process, ensuring everything is completed smoothly and efficiently.
After applying, you will receive access to our online portal where you can track the status of your mortgage application in real-time and receive updates on any required documentation.
If you encounter any issues, our customer service team is here to help! You can reach out through our website or call us at (877) 885-0111, and we will arrange for prompt support.
Yes! As your financial needs evolve, we can assist you in modifying your mortgage or exploring additional loan products that fit your changing requirements.
We provide comprehensive support during the life of your loan, ensuring you have access to assistance as needed. Our team is committed to making the mortgage process seamless, which is our tagline: "Mortgages Made Easy".