At Equitable Lending, we empower your homeownership journey with tailored mortgage solutions aimed at your unique financial situation. Let's make your dreams a reality.
Contact Our TeamAt Equitable Lending, we proudly offer FHA and VA loan solutions designed to make homeownership more accessible—especially for those who may not qualify through traditional means.
Perfect for first-time buyers or those with less-than-perfect credit, FHA loans are backed by the Federal Housing Administration and offer:
✅ Credit scores as low as 500 (with qualifying factors)
✅ Down payments starting at just 3.5%
✅ Flexible income and documentation requirements
✅ Options with no tax returns needed
FHA loans are a great way to secure financing with more forgiving guidelines and lower barriers to entry.
Available to eligible veterans, active-duty service members, and certain military spouses, VA loans are backed by the U.S. Department of Veterans Affairs and include:
✅ 0% down payment options
✅ No private mortgage insurance (PMI)
✅ Competitive interest rates
✅ Credit scores as low as 500 considered
✅ Flexible qualification standards
Whether you're buying your first home or refinancing your current one, VA loans are a powerful benefit for those who’ve served.
Equitable Lending is here to walk you through the process and help you take full advantage of these government-backed programs—no matter where you’re starting from.
Let us help you unlock the door to homeownership.
Achieve the dream of homeownership with tailored mortgage purchase loan solutions crafted to fit your needs.
Harness your home equity or reduce monthly payments with our refinancing options that align with your financial goals.
Unlock the financial freedom you deserve in retirement while keeping ownership of your cherished home through our reverse mortgage solutions.
Access necessary capital for meaningful investments with our tailored HELOC and 2nd loan options designed for your needs.
Connect with our expert team to discuss your financial goals and explore options for Mortgage Purchase Loans, Refinance Loans, Reverse Mortgages, and more that align with your needs.
Submit necessary documents and information via our secure platform to kickstart the process. Whether it’s for FHA Loans, 2nd Loans and HELOCs, or Non-QM Loans, we’ve got you covered!
Our team assists in getting your loan approved quickly, ensuring you secure competitive rates and terms tailored to your needs, whether for Investor Loans or traditional mortgages.
Once approved, finalize the paperwork and complete the closing process with our guidance for a seamless experience. Remember, we aim to make your mortgage journey easy, just like our slogan says, "Mortgages Made Easy."