Chief Executive
Officer
NMLS: 974900 | DRE: 1925100
Saman Khanian is the CEO of Equitable Lending, a trusted mortgage
company founded in 2013. With a strong background in finance and a passion
for helping individuals and families achieve homeownership, Saman leads with
a clear vision: to deliver smart, personalized lending solutions backed by
transparency, innovation, and exceptional service.
Under Saman’s leadership, Equitable Lending has expanded its footprint
across multiple states while maintaining its reputation for integrity and
client-first results.
Known for his hands-on approach, Saman
ensures that every borrower receives guidance tailored to their financial
goals—whether through FHA, VA, Conventional, Jumbo, Non-QM, DSCR, or Reverse
Mortgage programs.
Saman has cultivated a results-driven company culture focused on trust,
education, and long-term success. He is deeply committed to mentoring team
members, developing future leaders, and raising the standard for service in
the mortgage industry.
Outside the office, Saman is a devoted husband and proud father of two. His
family-centered values guide his leadership style and inspire the care,
empathy, and integrity he brings to every aspect of the business.
Chief OPERATIONS
Officer
David Rodriguez is the Chief Operations Officer at Equitable Lending and a proud Southern California native with a strong background in finance and a passion for helping others achieve homeownership. Since joining the company in 2019, David has played a key leadership role—overseeing office operations, systems, and infrastructure while driving growth to better serve both clients and the community. With over a decade of experience in the mortgage industry, David has held a variety of roles, including underwriter, processor, and office production manager. This well-rounded background gives him a unique ability to approach every loan scenario with insight, efficiency, and a solutions-first mindset—especially when dealing with complex or hard-to-place files. David specializes in a wide range of loan programs, including FHA, Conventional, VA, USDA, Non-QM, Reverse Mortgage, Commercial, and Private Money loans. He stays ahead of industry trends and changing guidelines—usually with a coffee in hand and a book nearby. As COO, David leads with a focus on operational excellence, client satisfaction, and team success. When you work with David and the team at Equitable Lending, you can expect professionalism, clear communication, and a seamless loan experience from start to finish.
assistant vice president of operations
Lesley Marino,
Assistant Vice President of
Operations at Equitable Lending, is a dynamic leader with over 20 years of
experience in the mortgage and real estate industries.
A seasoned
professional, Lesley is dedicated to guiding clients through the
complexities of home buying and financing with clarity, confidence, and
care.
Her extensive knowledge of market
trends, lending practices, and client needs allows her to deliver tailored
solutions that drive exceptional results.
Beyond client-facing
responsibilities, Lesley plays a vital role in the company’s operational
success—providing executive-level support across Human Resources,
Accounting, and File Servicing to ensure efficiency and alignment throughout
the organization.
Known for her approachable
leadership style and unwavering commitment to excellence, Lesley fosters a
collaborative, high-performance environment.
She empowers both
clients and colleagues with the tools, support, and insights they need to
thrive, making her an invaluable asset to the Equitable Lending team.
SENIOR LOAN PROCESSOR
Caroline Cover is the Senior Loan Processor at Equitable Lending and has
quickly become an integral part of the team since joining just over a year
ago.
With three years of mortgage processing experience, Caroline
brings a keen eye for detail and a deep commitment to delivering a smooth,
informed experience for every borrower.
Known for her precision and hands-on approach, Caroline takes pride in
thoroughly understanding each loan file and ensuring clients feel confident
and well-informed throughout the process.
She is well-versed in a
variety of loan programs including Conventional, FHA, Non-QM, Private Money,
and Reverse Mortgages.
Caroline is passionate about providing excellent customer service and
helping borrowers achieve their financial goals.
Outside of work,
she enjoys relaxing at the beach, exploring Los Angeles nightlife, and
spending time with her two beloved cats.
Vice President of Sales
NMLS: 21357569
Rayan Shaolian has
been a trusted mortgage professional since 2007, bringing nearly two decades of
experience and a deep understanding of both traditional and non-traditional lending. He
specializes in a wide range of loan programs, including bank statement loans, profit and
loss (P&L) loans, reverse mortgages, and hard money solutions—offering creative
financing options where others may see roadblocks.
Known for his ability to get deals approved when other lenders can't, Rayan is a go-to
resource for buyers and realtors who need results. Fluent in both English and Farsi, he
proudly serves a diverse clientele, helping individuals and families achieve their
homeownership and refinancing goals with clarity and confidence.
Outside of work, Rayan enjoys spending time with his family—especially keeping up with
his two energetic children who always keep life exciting.
CLOSER - POST FUNDER
Russell is a seasoned mortgage professional with
over 20 years of experience helping families achieve the dream of homeownership and
long-term financial stability. Throughout his career, he has built a reputation for deep
industry knowledge, operational excellence, and a commitment to doing right by both
clients and colleagues.
Russell’s expertise spans TRID regulations, accounting, compliance, loan purchasing, and
end-to-end process flow.
He has served in a variety of critical roles
including Encompass administrator, compliance auditor, process improvement trainer, and
special projects manager. His hands-on experience with funding, document preparation,
closing disclosures, and loan operations makes him a valuable asset in any lending
environment.
Having successfully funded a wide range of loan types—including Non-QM, Conforming,
Nonconforming, FHA, VA, USDA, Manufactured Housing, and both Prime and Subprime
products—Russell brings unmatched versatility.
He’s worked across Wholesale,
Retail, and Correspondent channels, handling Purchase and Refinance loans with
confidence and care.
Known for his strong work ethic, collaborative spirit, and customer-first mindset,
Russell thrives in fast-paced, high-pressure settings.
He believes in
maintaining an open-door policy and is deeply committed to delivering excellence at
every step of the loan process—for the benefit of the borrower and the
business.
LOAN OFFICER ASSISTANT
With over 20 years of
experience in the mortgage industry, Jacqueline Gallardo is committed to helping
clients make informed and confident decisions when it comes to their home
financing.
Known for her integrity, professionalism, and strong ethical
standards, Jacqueline is a trusted advisor who takes the time to understand each
client's unique needs. As a certified Notary Public and an expert in mortgage
solutions, she ensures that every step of the process is handled with precision
and care.
Whether you're a first-time homebuyer or looking to
refinance, Jacqueline's priority is to guide you toward the best possible
outcome.
Mortgage Loan Officer
NMLS 359739
Robert Ceroke is a trusted mortgage and real estate professional committed to delivering expert guidance and outstanding service. Whether you're buying, selling, refinancing, or building your dream home, Robert understands that choosing the right loan specialist can make all the difference.
With a background in Mechanical
Engineering, a California Real Estate License, and an NMLS Mortgage Loan Originator
Endorsement, Robert brings a rare combination of technical expertise and industry
insight. He has successfully closed hundreds of purchase and refinance loans across a
wide range of scenarios, leveraging his deep pre-underwriting experience to navigate
even the most complex files with confidence and speed.
Robert takes a client-first approach, taking the time to understand each borrower’s unique situation and goals. His mission is simple: deliver clear communication, reliable approvals, and solutions that truly fit.
Ready to take the next step? Call Robert today to schedule a consultation and put a proven expert on your side.
Mortgage Loan Officer
NMLS: 1766967
Anthony Seto is a seasoned Loan Officer with a comprehensive background in the mortgage
industry dating back to 2017. Having worked across various roles—from loan assistance to
underwriting—Anthony brings a well-rounded perspective and a deep understanding of the
loan process, ensuring a smooth and efficient experience from start to finish. Clients
appreciate his clear communication, attention to detail, and commitment to making
homeownership achievable.
Whether you're buying, refinancing, or exploring new
financing options, Anthony is dedicated to helping you navigate the journey with
confidence.
Outside of work, Anthony enjoys spending time with family, attending music festivals,
and giving back through volunteer work at local pet shelters.
Mortgage Loan Officer
NMLS: 2232203
Timmy Mong began his career in the financial
world with well-known institutions like Union Bank of California and Wells Fargo Bank. A
proud Los Angeles native, Timmy has a deep appreciation for the diversity and
opportunity that Southern California offers.
After years in banking and finance, Timmy transitioned into the mortgage industry about
four years ago, bringing his passion for helping others into his role as a Loan Officer
at Equitable Lending & Realty Incorporated.
His driving force is simple:
to leave people in a better position than when they met—whether it’s helping a
first-time buyer achieve homeownership or assisting a growing family in securing their
next home.
Known for being an empathetic listener and a goal-oriented professional, Timmy takes
pride in guiding clients through the financing process with care and clarity. He holds a
Bachelor of Arts in Political Science from San Francisco State University and continues
to build his career on a foundation of service, trust, and results.
Loan Processor
Adrian Garcia is a
Loan Processor at Equitable Lending with over
six years of hands-on experience in the mortgage industry. As the vital link between
borrowers, underwriters, and loan officers, Adrian takes pride in keeping every
transaction moving smoothly and efficiently. His strong communication skills, attention
to detail, and proactive problem-solving make him a dependable force behind the
scenes.
Thriving in the fast-paced world of mortgage
lending, Adrian is driven by a genuine desire to help borrowers save money and reach
their financial goals. He brings a calm, solutions-first mindset to every file, ensuring
a seamless experience for clients and colleagues alike.
Outside of the office, Adrian is a proud girl
dad to two daughters. When he's not with his family, you’ll likely find him enjoying a
good baseball game or cheering from the stands.
Mortgage Loan Officer & Realtor
NMLS: 02195931
With a Juris Doctor degree and a deep understanding of real estate law and finance, Navid Pouladian brings a unique, strategic edge to every transaction.
As both a licensed Mortgage Loan Officer and Realtor, Navid offers clients a streamlined, start-to-finish solution—handling both the home financing and the home purchase or sale with unmatched expertise.
Whether you're a first-time buyer, seasoned investor, or looking to refinance, Navid is committed to helping you navigate the process with clarity, confidence, and results. Known for his integrity, responsiveness, and negotiation skills, he works tirelessly to secure the best deal and the best loan—always with your goals in mind. Let Navid be your trusted partner in building wealth through real estate.
Ready to get started? Connect with Navid Pouladian today and take the first step toward your next home.
Mortgage Loan Officer
NMLS: 2513002
Rajesh Bhavnani is a Loan Officer at Equitable Lending with an unconventional yet
powerful blend of experience—as a former Netflix animation director turned multifamily
investor and lender. Rajesh brings a creative edge to real estate finance, backed by a
deep love for numbers and a strong foundation in strategic storytelling.
Rooted in his Indian heritage and driven by results, Rajesh has built an impressive
multifamily portfolio, where he's consistently tripled revenues and quadrupled profits.
His sharp underwriting skills, eye for value, and natural deal-making instincts set him
apart in today’s competitive market.
Whether he’s structuring complex loans or crafting animated shorts, Rajesh applies the
same focus, creativity, and precision.
Outside of real estate, you’ll find him
enjoying K-dramas, sketching storyboards, or diving into his next investment
opportunity—with equal passion and purpose.
Mortgage Loan Officer
NMLS: 343530 | DRE: 1231570
With nearly three decades of experience in the mortgage industry, Eric brings a deep understanding of complex financing structures and a commitment to client success. His journey into the financial world began after an honorable military career, which included service during Operation Desert Shield/Storm in 1990 and a subsequent re-enlistment as an aircraft electrician with the renowned 101st Airborne Division. Following his military service, Eric relocated to Los Angeles, where he transitioned into the mortgage industry.
Over the past 28 years, he has built a distinguished career as both a mortgage banker and mortgage broker. He has developed specialized expertise in construction financing, helping clients navigate intricate purchase transactions and ground-up builds across California and multiple other states. Eric is known for his ability to structure creative and strategic solutions for his clients, whether it’s optimizing debt structures to maximize financial leverage or tailoring financing options for unique and highly specific needs. His meticulous attention to detail, combined with his dedication to client service, has earned him a reputation for reliability and results.
Outside of his professional life, Eric values quality time with family and friends, especially when it involves the ocean. A firm believer in balance, he finds his greatest enjoyment in the laid-back rhythm of beach life.
Mortgage Loan Officer & Broker
NMLS: 204778 | DRE: 204778
Harvey Kamens is a seasoned real estate broker with over 30 years of hands-on experience
in both real estate and mortgage lending. Throughout his career, Harvey has built a
reputation for delivering expert guidance with a personalized touch. He specializes in a
broad spectrum of loan products, including FHA, VA, Non-QM, Reverse Mortgages, Jumbo,
and Conventional loans.
His deep understanding of the industry enables him to
craft tailored financing solutions for each client—whether they’re first-time
homebuyers, seasoned investors, or retirees looking to tap into their home equity. Known
for his clear communication, reliability, and dedication to detail, Harvey ensures a
smooth, informed process from the initial consultation to the closing table.
Mortgage Loan Officer
NMLS: 1002345
Hameedah Tirado brings a wealth of knowledge and experience to the mortgage industry,
with a strong focus on helping clients achieve their homeownership and financial goals.
She specializes in a wide range of loan programs, including Refinancing, First-Time
Homebuyer Loans, Conventional, FHA, VA, Non-QM, and Investor Loans.
Hameedah is passionate about guiding clients through the lending process with clarity
and confidence, whether they’re purchasing their first home or expanding their real
estate portfolio. Her ability to identify the right loan solution for each unique
situation empowers clients to unlock new opportunities for financial growth.
With a commitment to personalized service and long-term success, Hameedah is a trusted
partner every step of the way.
Mortgage Loan Officer
NMLS: 1952790
Jairo specializes in various loan types including FHA, VA, Conventional, Non-Conventional and Jumbo Loans, guiding clients through each step of the loan process.
Mortgage Loan Officer
NMLS: 325459
Laura has extensive knowledge in Conventional, FHA, VA, Non-QM and Investor Loans, helping clients unlock unique opportunities for financial growth.
Mortgage Loan Officer & Realtor
NMLS: 1895271 | DRE: 01463526
Yvette has many years of experience in the mortgage industry, also an active Realtor, ensuring every client finds perfect solutions tailored to their needs.
Mortgage Loan Officer
NMLS: 2670853
Wylde has extensive knowledge in every aspect of Mortgage Lending, stemming from Non-QM and Investor Loans, to FHA, VA and Conventional loans, helping clients unlock unique opportunities for financial growth.
Mortgage Loan Officer
NMLS: 1263202 | DRE: 02198910
Mary has extensive knowledge in every aspect of Mortgage Lending, stemming from Non-QM and Investor Loans, to FHA, VA and Conventional loans, helping clients unlock unique opportunities for financial growth.
Mortgage Loan Officer & REaltor
NMLS: 2339883 | DRE: 02129537
Monica has extensive knowledge in Conventional, FHA, VA, Non-QM, Reverse Mortgages and Investor Loans, is also a licensed Realtor and is well equipped with helping clients unlock unique opportunities for financial growth.
Mortgage Loan Officer & Realtor
NMLS: 14477753 | DRE: 1296293
Elena has extensive knowledge in Conventional, FHA, VA, Non-QM, Reverse Mortgages and Investor Loans, is also a licensed Realtor and is well equipped with helping clients unlock unique opportunities for financial growth.
Work with our experts to find the perfect loan option for your needs, including FHA, VA, Conventional, and more.
Submit your mortgage application with ease and security through our online platform.
Benefit from our extensive knowledge of the Los Angeles mortgage market for personalized service.
Our team is here to assist you with all your mortgage needs, ensuring a smooth process from start to finish.
Receive the best rates on your home loan and refinancing options, guaranteed to beat competitors P&L.
Manage your mortgage process, schedule appointments, and access support directly through our website.