Join our RELAP Program Today!

Unlock Your Financial Potential with Us.

Start Your Journey with Equitable Lending

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Equitable Lending has redefined the home buying experience, providing clarity and support every step of the way.

Shawn M.(Real Estate Agent).

RELAP PROGRAM Mission

To give real estate professionals a simple, compliant, and profitable way to earn mortgage income by assisting clients in starting their loan application — without needing to become a licensed loan officer.

A RELAP (Real Estate Assistant & Lending Assistant Professional) is a W-2 team member who helps clients begin the mortgage process by sharing a custom "Apply Now" link and ensuring the application is submitted. RELAP's do not need a mortgage license and are not responsible for collecting documents or structuring the loan. They are paid based on successful client submissions that result in closed loans.

Apply Now

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Start Your Journey

Requirements to Join as a RELAP with Equitable Lending

U.S Resident

U.S. resident with valid ID and ability to complete W-2 onboarding

Proven Experience in Real Estate or Financial Services

Familiarity with financial services, real estate or mortgages preferred but not required

Integrity

Must demonstrate honesty, reliability, and a commitment to ethical communication with clients and team members.

No Quoting Rates or Fees

As a RELAP Agent, you cannot quote rates, fees, or loan terms. Your only role is to share the “Apply Now” link and assist with getting the application submitted. All financial discussions must be handled by a licensed loan officer to stay compliant.

Customer-first Approach

Commitment to delivering exceptional service and tailored solutions for first-time home buyers and seasoned investors.

Tech Savvy

Must be comfortable using basic online tools to share application links, track client progress, and communicate promptly.

Equitable Lending

Mortgages Made Easy

As a direct mortgage lender, we specialize in mortgage purchase loans, refinance loans, reverse mortgages, second loans, and HELOCs. Our team is dedicated to providing tailored mortgage solutions for first-time homebuyers, investors, and self-employed individuals.

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Commission Structure

At Equitable Lending, we pride ourselves on our transparent and competitive commission structure, designed to maximize your earnings and keep things straightforward.

Loan Amount	Commission Rate	Payout Example
$5,000,000	35 BPS	$17,500.00
$1,000,000	35 BPS	$3,500.00
$500,000	35 BPS	$1,750.00
$250,000	35 BPS	$875.00

Note: Commissions are calculated based on the net loan amount and are subject to final agreement terms.

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How Equitable Lending Works

Your pathway to simplified mortgage solutions with Equitable Lending

Explore Your Loan Options

Choose from a wide variety of loan types, including FHA, VA, Jumbo, and more.

Get Personalized Assistance

Our experts will guide you through the process to find the best mortgage solution.

Submit Your Application

Fill out our easy online application and let us handle the rest!

Close with Confidence

Experience a smooth closing process with our dedicated team by your side.

How Much Can Consumers Potentially Save with Equitable Lending?

Discover how partnering with Equitable Lending can simplify your clients mortgage process and save money.

Example Scenario

Imagine you're purchasing a home priced at $500,000. You're comparing Equitable Lending's competitive offer with another lender.

Other Lender

Monthly Payment: $3,200

Interest Rate: 5.5%

Upfront Costs: $15,000

Equitable Lending

Monthly Payment: $3,000

Interest Rate: 5.0%

Upfront Costs: $7,500

Savings Breakdown

By choosing Equitable Lending, you could save:

1

$200/month in lower monthly payments, adding up to $2,400/year.
2

$7,500 in reduced upfront costs compared to other lenders.
3

Over the life of a 30-year mortgage, total savings could exceed $60,000.

Calculate Your Savings

Tailored mortgage solutions

Build trust with Equitable's streamline digital mortgage options

At Equitable Lending, we understand your needs. We work with you to establish a mortgage framework tailored to your financial goals, avoiding one-size-fits-all solutions.

Evaluate your mortgage options

Take control of the mortgage types that best fit your needs, from FHA to Jumbo Loans.

Custom mortgage application processes

Design your application process to align with your financial situation and preferences.

On-site transaction management

Implement your own system for overseeing transactions seamlessly.

Efficient mortgage tools

Utilize streamlined processes that enable your team to manage reporting effortlessly.

Mortgage Purchase Loans

We provide support for all your mortgage purchase needs, making the home buying process seamless.

Refinance Loans

Refinance your existing mortgage for better rates or terms with our expert guidance.

Reverse Mortgages

Unlock the equity in your home and enjoy financial freedom with reverse mortgages.

HELOCs

Access funds when you need them with our Home Equity Lines of Credit options.

Non-QM Loans

Explore flexible mortgage options with our Non-Qualified Mortgage loans suited for unique situations.

Wholesale and Retail Lending

Whether you're a borrower or a broker, we provide lending services tailored to your needs.

Expert Support

Our experienced team is here to assist you with customized solutions for every mortgage need.

Competitive Rates

Bring us any lender’s offer, and we'll likely beat it for you!