Whether you're looking to lower your monthly payment, access cash from your equity, or shorten your loan term, our refinance options are designed to fit your goals. We also offer Mortgage Purchase Loans, Reverse Mortgages, and more — all with a focus on personalized service and efficiency.
Refinancing your mortgage means replacing your current home loan with a new one — often with better terms.
Homeowners refinance for many reasons, including:
+ Lowering monthly payments with a reduced interest rate
+ Accessing home equity through a cash-out refinance
+ Shortening the loan term to pay off your home faster
+ Switching from an adjustable-rate to a fixed-rate loan
+ Eliminating Private Mortgage Insurance
+ Consolidating Debts
+ Investing into a Business or building an ADU
At Equitable Lending, we guide you through every step, helping you find the right refinance option to fit your financial goals.
At Equitable Lending, we specialize in making your mortgage process simple and straightforward, whether you're purchasing your first home or refinancing your current one.
We offer a range of options for first-time home buyers to help you secure the perfect home.
Discover how refinancing can reduce your monthly payments and save you money.
Unlock the equity in your home to enhance your retirement income.
Flexible borrowing solutions to help you access cash while keeping your first mortgage intact.
Tailored financing options designed specifically for property investors.
Offering unique financing solutions for those who don’t qualify under traditional guidelines.
Enhance Your Home Financing
For years, we have provided tailored mortgage solutions, helping individuals secure the best financing for their needs. With Equitable Lending, you can achieve your homeownership dreams efficiently.
Reduce your monthly payments
Our competitive rates on home loans will help you save significantly on your monthly payments. Experience financial relief today.
Discover refinancing options
Specialized lending options available
We provide FHA and VA loan programs tailored to meet your needs, whether you are a first-time homebuyer or looking to relocate.
Learn more about FHA & VA Loans
Experience tailored financing
We offer a range of loan types including Non-QM Loans, Reverse Mortgages and more, providing you with options tailored to your unique financial situation.
Explore flexible loan options
Experience seamless mortgage solutions tailored just for you, from purchase loans to efficient refinances and more.